Frequently
Asked
Questions

What is RJD Capital?

Insurance Management Consultancy platform helping Large Corporates, Multinational Companies and Financial Institutions to achieve Cost Optimization, Accelerated Growth and Long-Term Sustainable Financial Returns by bridging the gap between Insurers, Banks & Wellbeing Digital providers.

Who is RJD Capital for?

For Large Corporates, Multinational Companies, Financial Institutions, Insurers, Wellbeing Digital providers & Individuals.

What are RJD Capital solutions?

We offer 3 types of solutions:

  • Insurance Program Optimization for Large Corporates, Multinational Companies, Financial Institutions
  • Insurer Program Engineering for Insurers
  • Employee Program Mastery for Individuals
What is the CUA platform?

Capital Underwriting Accelerator (CUA) is an integrated Financial Services ecosystem built for Large Corporates, Financial Institutions and Multinationals by bringing Insurers, Banks & Digital Wellbeing providers all-in-one.

Therefore it enables our clients to instantly access a wide range of customized products and innovative digital solutions that can be tailored-made for them.

Who can partner with RJD Capital?

Insurers, Banks and Digital Wellbeing providers.

What are the benefits working with RJD Capital?
  • Creating synergies by breaking barriers.
  • Benefiting from a wealth of knowledge at all times.
  • Taking your organisation or personal aspirations onto the next level.
  • Delivering stellar service to customers and partners who are our prime focus.
  • Accessing the ultimate CUA platform.
What is Trade Credit Insurance?

It insures suppliers against the risk of non-payment of goods or services by their buyers. This may be a buyer situated in the same country as the supplier (domestic risk) or a buyer situated in another country (export risk). The insurance covers non-payment as a result of insolvency of the buyer or non-payment after an agreed number of months after due-date (often referred to as protracted default). It may also insure the risk of non-payment following an event outside the control of the buyer or the seller (political risk cover).

Therefore it provides companies with insurance cover protection for their receivables against commercial (non-payment and insolvency) and political risks (e.g. contract frustration, shortage of currency, civil war) towards their buyers.

What are the benefits of Trade Credit Insurance?
  • Protects Cash Flow
  • Improves access to financing
  • Offers flexible credit payment terms
  • Reduces bad debt
  • Helps building relationships with partners and customers
  • Enables growth and global expansion
  • Gives confidence to tap into new foreign markets
  • Shares buyers’ detailed information for new ones and for monitorings
  • Decreases costs
  • Gives peace of mind
What is Trade Finance?
The financing of International Trade flows. It exists to reduce the risks involved in both domestic and international trade transactions. Basically it uses a set of techniques or financial instruments to mitigate the risks inherent in international trade to ensure payment to exporters while assuring the delivery of goods and services to importers.

Therefore it helps companies obtain financing to facilitate business domestically and abroad.

What is Invoice Finance?

It is a way for businesses to borrow money against the amounts due from customers. Basically it is when the lender uses an unpaid invoice as security for funding, giving you quick access to a percentage of that invoice’s value quickly (e.g. sometimes within 24 hours). The amount of money a provider will lend you is based on its own risk criteria. This method of funding allow you to access finance for cash flow or investment purposes, using an often-untapped asset on your balance sheet.

There are two main types of Invoice Finance:

  • Factoring: This allows businesses to generate money against unpaid invoices. The finance provider will lend you up to 90% of the value of your invoices. It will also manage your sales ledger and collect payment for your invoices direct from your customers. It will then deduct the costs of the factoring service, before paying you the remaining balance.
  • Invoice discounting: This works in a similar way to factoring, but your business keeps control of customer payments. You pay a fee and a discount charge if you use the funding, much like a standard overdraft.
What are Employee Benefits?
Non-financial compensation provided to an employee as part of the employment contract. Employee benefits may be required by law (depending on the risk associated with the job or industry and the laws of the country where the job is held) or provided voluntarily by the employer.

Therefore it provides companies with Risk Benefit plans protection for their employees that are underwritten locally or centrally with contracts pooled
in a Multinational Risk Pooling Agreement.

What is Digital Wellbeing?

By definition it’s the state of being happy, healthy, or prosperous. However within our ecosystem it is broadly extended to any digital solutions or products that could be offered to any employees via a wellbeing provider. More specifically solutions tailored around mental health, Employee Assistance Programs (EAP), digital health or financial wellbeing.

Basically it refers to the use of digital technologies to improve prevention, treatment, monitoring and management of health-related issues.

Therefore it contributes and promotes Diversity, Equity & Inclusion (DE&I) whilst driving employees overall healthier lifestyles.

Who creates RJD Capital content?
The content is exclusively and solely written by RJD Capital. It fully remains its own Intellectual Property.
How much does it cost working with RJD Capital?
It will depend on few variables such as the type of solutions chosen, the length of the business agreement and overall objectives of the consulting assignment.
In which currency does RJD Capital invoice in?
Regardless being a London-based company, we can invoice in any currency provided it does legally comply with your country’s regulations and meet local requirements.